NY CITY DWI AUTO INSURANCE EFFECTS

Strong Representation for All DWI Proceedings

If you have been arrested for DWI anywhere in New York, the proceedings following your arrest can seem very confusing. You will be required to appear in court regarding your DWI charge, after which you will have a DMV hearing regarding your license. At Katz Lawyers, our New York DWI attorney is prepared to offer dedicated representation for both hearings.

Give us a call today at (212) 747-0606 to schedule your free consultation. We are available 24/7.

Among the most significant hidden consequences of a DWI conviction in New York is the drastic increase in insurance premiums.

In fact, when all fines, court costs, alcohol-related evaluations or classes, and other surcharges are added to the cost of increased insurance premiums, the average cost of most DWI convictions tops $10,000.

Hiring an experienced NYC drunk driving defense attorney may actually be more cost effective than simply pleading guilty and attempting to put a conviction behind you. The reality is the long-term consequences of conviction, which can include job loss or the inability to obtain certain jobs or work in certain professions, often makes pleading guilty a serious and costly mistake.

Insurance companies are permitted to use a conviction to increase your insurance premiums for an initial period of 3 years, but may look at your driving record for 10-15 years or longer for major violations such as DWI. . When it comes to alcohol or drug convictions, you can typically count on drastic rate increases for as long as the law allows.

Various studies show the average car insurance rate increase for a DWI conviction in New York is 57 – 76 percent – or an additional $1,000-$2,000 per year. In 2022, the average annual premium for basic insurance with a drunk driving conviction ranged from $3,000 to $5,000.

High-Risk Car Insurance in New York

In addition to the drastic increase in car insurance rates, those with a DWI conviction may face job loss, or the inability to obtain certain jobs or work in certain professions. Typically, those who must drive as part of their job will not be able secure proper insurance on their company’s policy. In many cases, even those who might have to drive for work, will face restrictions or even termination of employment.

It is also common for drivers who are convicted of a DWI to be required to submit an SR-22 or FR-44 form to the New York DMV. An SR-22 or FR-44 will show proof that you are insured with the minimum state requirements of New York for insurance.

NYC DWI Defense

The long-term consequences of a DWI conviction are often overlooked with it comes to the impact a conviction has on your auto insurance, as well as your employability. When you consider the fact that those consequences are in addition to the other criminal, administrative, and civil penalties of a drunk driving conviction, early consultation with an experienced NYC DWI defense lawyer is always the best course of action.

For more than 20 years, Katz Lawyers has been the choice of many New Yorkers who need help with their traffic offenses. You do not always have to accept the consequences of a police officer’s accusations. Sometimes law enforcement makes mistakes that can result in costly impound fees and revocation of driving privileges without the proper justification.

Our firm understands the strategies that work in helping our clients get back to driving, no matter the offense. Our New York DWI attorney is available 24/7, so you never have to fight your case alone. Veteran drunk driving defense attorney Seth Katz represents clients throughout New York City, including Manhattan, Staten Island, The Bronx, Queens and Brooklyn.

For a free and confidential consultation with our NYC DWI defense lawyer call 212-747-0606. We are available whenever you need us.

To schedule a free consultation to discuss your DUI charges and license suspension, contact our office at (212) 747-0606 .

WHY ATTORNEY SETH KATZ?

  • 24/7 Availability

  • Renown in the Field
  • Creative Litigation Process
  • Practicing 15+ Years
  • Traffic Law Focus